Has crypto become a part of your everyday? A recent report by Binance Research has laid out greater changes about how digital assets are being used and built.
More than just trading-only use cases
Monthly crypto card volume has reportedly gone up 223.5% YOY. Tokenized publicly traded stocks grew from about $38 million to roughly $1 billion in market value within a year.
More broadly, the tokenization sector grew around 248% YOY to nearly $30 billion by April 2026. It is clear that crypto firms are trying to build payment, savings, and spending products.
It’s safe to assume that the intent is to closely resemble digital banking services.
AMBCrypto previously reported that stablecoin adjusted volume climbed 133% from 2023 to $28 trillion in 2025. Monthly volumes hit a record $7.2 trillion. This puts stablecoins ahead of major traditional payment aggregators like Visa and U.S. ACH.
Weekend trading and the “super app” model are gaining ground
Another important change is that average weekend trading volume in TradFi-linked perpetuals rose about 300% from January to March 2026! 38% of weekday volume was over the trailing four-week period.
There’s a growing demand for products that allow continuous price discovery outside legacy market hours. At the same time, exchanges, fintech, and traditional financial firms are all trying to become one-stop-shop financial platforms.
CeDeFi is emerging as a practical middle ground
The report interestingly states that hybrid models may be one of the clearest beneficiaries. Vault-based lending’s share of total DeFi borrowing climbed to 22.8% in April 2026. This is from effectively zero before early 2024.
There’s an argument that institutions like these structures because they offer more control over risk settings and compliance rules than open-ended pooled models. Still, there are risks around tokenized assets, custody design, and proof-of-reserve transparency.
Faster adoption has not removed the need for due diligence.
Final Summary
- Tokenization is up 248% YoY, and stablecoin volumes reached $28T.
- Rising weekend trading and CeDeFi growth indicate a preference for always-on systems.
